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Is COVID-19 testing free? Where can I get free treatment?
Free COVID-19 testing is available at many locations across the state.
Counties and cities have established free testing sites for local residents. To find a testing site near you, visit covid19.nj.gov/testing.
Free pop-up testing sites are currently available in several virus hot spot areas in New Jersey. Refer to this article to learn more.
In addition, free COVID-19 testing and treatment is available at Community Health Centers, also known as Federally Qualified Health Centers (FQHCs), to all people whether you have health insurance or not and regardless of your immigration status.
Individuals with urgent symptoms may also continue to access services at acute care hospitals. The COVID-19 testing cost will be waived for uninsured individuals eligible for charity care. Information on the Charity Care Program can be found at: https://www.nj.gov/health/charitycare. You should talk to a medical provider before going to your local hospital.
Insurance Coverage for COVID-19 Testing
State and federal laws require health insurers to cover COVID-19 diagnostic tests with no out-of-pocket costs during this emergency. However, in some instances insurance coverage may not apply, so be sure to check with your health plan directly as well as the testing site.
If you do not have health insurance or lose coverage, you may be eligible for free or low-cost coverage (www.njfamilycare.org) through NJ FamilyCare, New Jersey's publicly funded health insurance program. NJ Family Care includes CHIP, Medicaid and Medicaid expansion populations and covers doctor visits, prescriptions, vision, dental care, mental health and substance use services and even hospitalization.
In addition, you can visit GetCoveredNJ, a one-stop shop for health insurance for residents who do not have coverage from an employer or other program. Under the State's new health exchange, individuals eligible for subsidy assistance and premium tax credits will find the lowest net premiums since the passage of the Affordable Care Act more than a decade ago.
Visit Getcovered.nj.gov to learn more and apply for health insurance. Open Enrollment starts November 1, but you can enroll any time if you have a major life change, like having a baby, moving or losing job-based insurance.